In Australia, TAFE (Technical And Further Education) institutes or colleges provide a wide range of predominantly vocational tertiary education (VET) courses including business, finance, hospitality, tourism, construction, engineering, visual arts, information technology and community work. TAFE Institutes or colleges are owned, operated and financed by the various state or territory governments. VET FEE‑HELP loans are available to eligible students undertaking higher‑level VET qualifications (diploma, advanced diploma, graduate certificate and graduate diploma courses) in TAFE.